Mortgage Advisers based in Fleet

Chadney Bulgin
89 Fleet Road
Fleet
Hants
GU51 3PJ
Tel: 01252 788888
Email: info@chadneybulgin.co.uk
Fax: 01252 786459

Mortgages

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Mortgages

For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.

Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01252 788888 and ask for an appointment with one of our advisers.

Chadney Bulgin do not ordinarily charge fees for arranging mortgages, but we do reserve the right to charge a fee of up to 1% of the advance. For example, on a mortgage of £100,000, a fee of £1,000 may be payable where the lender does not pay us a fee and/or a significant amount of work is involved in sourcing a mortgage. However, if you wish to pay a fee you may do so, in which case Chadney Bulgin will refund any commission they receive from the lender.

Chadney Bulgin offer mortgage products from the whole of the UK market.

Chandos Rose is a trading name of Chadney Bulgin. Who regulates us? Chadney Bulgin, 89 Fleet Road, Fleet, Hants GU51 3PJ is authorised and regulated by the Financial Services Authority. Our FSA Register number is : 159329. Our permitted business is advising on and arranging investments, pensions, general insurances and mortgages. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. What to do if you have a complaint? If you wish to register a complaint, please contact us in writing to Chadney Bulgin, 89 Fleet Road, Fleet, Hants GU51 3PJ, or telephone 01252 788888 If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Investments Most types of investment business are covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000. Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit. Mortgage advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000, so the maximum compensation is £48,000. Further information about the compensation scheme arrangements is available from the FSCS.